January to June 2014

In the UK, the Financial Conduct Authority (FCA) requires financial services firms to report on the number of UK FCA reportable customer complaints they receive on a half yearly basis. This includes capturing expressions of dissatisfaction and aiming to resolve complaints within eight weeks. If complaints remain unresolved after eight weeks or if a customer is dissatisfied with our final response, they have the option to refer their complaint to the Financial Ombudsman Service (FOS). The FOS also publishes a half yearly report on financial services complaints they receive.

This site provides an overview of Barclays FCA reportable complaints data since 2010 and highlights how we are driving down complaints by improving the overall customer experience. We are committed to delivering a sustained reduction in complaints and while we are heading in the right direction, we recognise we still have a way to go.

Our complaints data is published individually for each UK legal entity and in a Barclays Group summary, with segmentation across the five FCA product categories. Barclays Bank PLC accounts for the majority of all Barclays UK FCA reportable complaints (98%). Barclays complaints should be viewed within the context that we undertook on average over 8 million transactions per day during H1 2014, one of the highest volumes of transactions in the UK banking industry.

For the first half of 2014 (H1):

Total complaints are down 26 per cent to 284,342 (H1 2013 381,740, H2 2013 317,041);
Banking complaints are up 12 per cent to 91,198 (H1 2013 81,222, H2 2013 82,543);
PPI* complaints are down 37 per cent to 182,564 (H1 2013 290,525, H2 2013 225,229);

* The General insurance and Pure Protection category, of which the overwhelming majority are PPI complaints.

Detailed below is Barclays’ FCA reportable complaints data.

Barclays Group summary

Period covered in this report: 1 January - 30 June 2014
Brands/trading names covered: Barclays Bank Plc, Barclays Sharedealing, Barclays Stockbrokers Limited, Clydesdale Financial Services Limited, Firstplus Financial Group PLC, Woolwich Plan Managers Limited, Standard Life Cash Savings & Mortgages, Standard Life Cash Savings, Standard Life Mortgages, Barclays Direct (formally ING Direct UK).

Barclays Group summary
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints closed within eight weeks (%)
Banking	91,198	88,306	80%	55%
Home finance	5,900	5,691	61%	65%
General insurance and pure protection	182,564	200,010	82%	78%
Decumulation, life and pensions	826	802	76%	35%
Investments	3,854	3,888	86%	51%
Total	284,342	298,697	81%	71%

Barclays Bank Plc

Firm name: Barclays Bank Plc
Period covered in this report: 1 January - 30 June 2014 (Barclays Sharedealing and Barclays Stockbrokers Limited migrated into the Barclays Bank Plc Legal Entity 01/02/2014)
Group: Barclays Group
Other firms included in this report (if any): Barclays Insurance Services Company Ltd and Solution Personal Finance Ltd
Brands/trading names covered: Barclays Bank Plc, Barclays Retail Bank, Barclaycard, Barclays Wealth, Barclays Business Bank, Barclays Corporate Bank, Solution Personal Finance Ltd, Standard Life Cash Savings & Mortgages, Standard Life Cash Savings, Standard Life Mortgages, Barclays Stockbrokers Limited, Barclays Sharedealing, Barclays Direct (formally ING Direct UK).

Barclays Bank Plc
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	88,792	85,670	80%	55%
Home finance	5,874	5,665	61%	65%
General insurance and pure protection	180,112	197,656	82%	78%
Decumulation, life and pensions	804	770	75%	35%
Investments	2,844	2,817	81%	51%
Total	278,426	292,578	81%	71%

Barclays Stockbrokers Limited

Firm name: Barclays Stockbrokers Limited
Period covered in this report: 1 January - 31 January 2014 (Legal Entity migrated to Barclays Bank Plc 01/02/2014)
Group: Barclays Group
Other firms included in this report (if any):
Brands/trading names covered: Barclays Stockbrokers Limited.

Barclays Stockbrokers Limited
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	0	0	0%	0%
Home finance	0	0	0%	0%
General insurance and pure protection	0	0	0%	0%
Decumulation, life and pensions	17	28	93%	50%
Investments	161	252	99%	58%
Total	178	280	98%	57%

Clydesdale Financial Services Limited

Firm name: Clydesdale Financial Services Limited
Group: Barclays Group
Other firms included in this report (if any):
Brands/trading names covered: Clydesdale Financial Services Limited, Barclays Partner Finance.

Clydesdale Financial Services Limited
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	1,932	2,171	90%	34%
Home finance	0	0	0%	0%
General insurance and pure protection	64	69	100%	97%
Decumulation, life and pensions	0	0	0%	0%
Investments	0	0	0%	0%
Total	1,996	2,240	90%	36%

Firstplus Financial Group Plc

Firm name: Firstplus Financial Group Plc
Group: Barclays Group
Other firms included in this report (if any):
Brands/trading names covered: Firstplus Financial Group Plc.

Firstplus Financial Group Plc
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	474	465	99%	44%
Home finance	26	26	96%	27%
General insurance and pure protection	2,388	2,285	94%	95%
Decumulation, life and pensions	0	0	0%	0%
Investments	0	0	0%	0%
Total	2,888	2,776	95%	86%

Woolwich Plan Managers Limited

Firm name: Woolwich Plan Managers Limited
Group: Barclays Group
Other firms included in this report (if any): Barclays Wealth Funds Limited
Brands/trading names covered: Woolwich Plan Managers Limited, Barclays Wealth Funds Limited

Woolwich Plan Managers Limited
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	0	0	0%	0%
Home finance	0	0	0%	0%
General insurance and pure protection	0	0	0%	0%
Decumulation, life and pensions	5	4	75%	50%
Investments	849	819	97%	49%
Total	854	823	97%	49%

Additional context

Barclays Group has over 40 million Banking category related accounts, including current accounts, credit cards, personal loans and savings accounts. This means we reported 2.21 Banking complaints per 1,000 accounts;

For every Home Finance (mortgage) account, we reported 6.06 complaints for every 1,000 loans outstanding;

In total, we reported 49.0 complaints per 1,000 accounts related to General Insurance and Pure Protection, with the majority of complaints in this category related to Payment Protection Insurance (PPI). Excluding this product, we reported 1.73 complaints per 1,000 accounts.