January to March 2014

In the UK, the Financial Conduct Authority (FCA) requires financial services firms to report on the number of UK FCA reportable customer complaints they receive on a half yearly basis. Barclays is the only bank to currently publish its results quarterly, twice as often as required. We also provide context and analysis on the figures, sharing the key causes of complaints along with an action plan for addressing them.

Our complaints data is published individually for each UK legal entity and in a Barclays Group summary, with segmentation across the five FCA product categories. Barclays Bank PLC accounts for the majority of all Barclays UK FCA reportable complaints (98%). Barclays complaints should be viewed within the context that we undertake over 7.5 million transactions per day, one of the highest volumes of transactions in the UK banking industry.

For the first quarter of 2014 (Q1):

Total year on year complaints for the quarter are down 31 per cent (Q1 2014 145,549, Q1 2013 209,846)
Total year on year complaints for the quarter excluding PPI* are up 10 per cent (Q1 2014 50,681, Q1 2013 46,144), this increase can be attributed to the following areas:
- 43 per cent rise in mortgage complaints (Q1 2014 2,949, Q1 2013 2,062), this is as a consequence of growth in market share and updates to our systems and operations
- 10 per cent rise in banking complaints (Q1 2014 45,246, Q1 2013 41,152), driven largely by Claims Management Companies (CMC) legacy claims, not the day to day experience of customers.

* The General insurance and Pure Protection category, of which the overwhelming majority are PPI complaints.

Detailed below is Barclays’ FCA reportable complaints data.

Barclays Group summary

Period covered in this report: 1 January - 31 March 2014
Brands/trading names covered: Barclays Bank Plc, Barclays Sharedealing, Barclays Stockbrokers Limited, Clydesdale Financial Services Limited, Firstplus Financial Group PLC, Woolwich Plan Managers Limited, Standard Life Cash Savings & Mortgages, Standard Life Cash Savings, Standard Life Mortgages.

Barclays Group summary
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	45,246	37,658	85%	54%
Home finance	2,949	1,975	70%	58%
General insurance and pure protection	94,868	103,625	83%	78%
Decumulation, life and pensions	492	405	79%	36%
Investments	1,994	1,834	87%	54%
Total	145,549	145,497	83%	71%

Barclays Bank Plc

Firm name: Barclays Bank Plc
Period covered in this report: 1 January - 31 March 2014 (Barclays Sharedealing and Barclays Stockbrokers Limited migrated into the Barclays Bank Plc Legal Entity 01/02/2014)
Group: Barclays Group
Other firms included in this report (if any): Barclays Insurance Services Company Ltd and Solution Personal Finance Ltd
Brands/trading names covered: Barclays Bank Plc, Barclays Retail Bank, Barclaycard, Barclays Wealth, Barclays Business Bank, Barclays Corporate Bank, Solution Personal Finance Ltd, Standard Life Cash Savings & Mortgages, Standard Life Cash Savings, Standard Life Mortgages, Barclays Stockbrokers Limited, Barclays Sharedealing.

Barclays Bank Plc
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	43,904	36,294	85%	54%
Home finance	2,935	1,962	69%	58%
General insurance and pure protection	93,810	102,619	83%	78%
Decumulation, life and pensions	472	377	78%	35%
Investments	1,401	1,182	81%	54%
Total	142,522	142,434	83%	71%

Barclays Stockbrokers Limited

Firm name: Barclays Stockbrokers Limited
Group: Barclays Group
Other firms included in this report (if any):
Brands/trading names covered: Barclays Stockbrokers Limited.

Barclays Stockbrokers Limited
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	0	0	0%	0%
Home finance	0	0	0%	0%
General insurance and pure protection	0	0	0%	0%
Decumulation, life and pensions	17	28	93%	50%
Investments	161	251	99%	58%
Total	178	279	98%	57%

Clydesdale Financial Services Limited

Firm name: Clydesdale Financial Services Limited
Group: Barclays Group
Other firms included in this report (if any):
Brands/trading names covered: Clydesdale Financial Services Limited, Barclays Partner Finance.

Clydesdale Financial Services Limited
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	1,131	1,158	88%	36%
Home finance	0	0	0%	0%
General insurance and pure protection	38	43	100%	91%
Decumulation, life and pensions	0	0	0%	0%
Investments	0	0	0%	0%
Total	1,169	1,201	88%	38%

Firstplus Financial Group Plc

Firm name: Firstplus Financial Group Plc
Group: Barclays Group
Other firms included in this report (if any):
Brands/trading names covered: Firstplus Financial Group Plc.

Firstplus Financial Group Plc
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	211	206	99%	42%
Home finance	14	13	100%	15%
General insurance and pure protection	1,020	963	89%	96%
Decumulation, life and pensions	0	0	0%	0%
Investments	0	0	0%	0%
Total	1,245	1,182	91%	86%

Woolwich Plan Managers Limited

Firm name: Woolwich Plan Managers Limited
Group: Barclays Group
Other firms included in this report (if any): Barclays Wealth Funds Limited
Brands/trading names covered: Woolwich Plan Managers Limited, Barclays Wealth Funds Limited.

Woolwich Plan Managers Limited
	Number of complaints opened	Number of complaints closed	Complaints closed within eight weeks (%)	Complaints upheld by firm (%)
Banking	0	0	0%	0%
Home finance	0	0	0%	0%
General insurance and pure protection	0	0	0%	0%
Decumulation, life and pensions	3	0	0%	0%
Investments	432	401	97%	53%
Total	435	401	97%	53%